Desenvolvimentos futuros

Ao longo deste trabalho foram testados vários métodos de classificação, que foram aplicados à classificação de crédito do Grupo Nors. No entanto, constata- se que existem outros métodos com potencial para resolução deste tipo de problema.

Nesse sentido, avança-se, desde já, uma hipótese de investigação futura. Tal como se referiu ao longo do trabalho, os modelos de RNA foram construídos, testando dois tipos de algoritmos de otimização diferentes. No entanto, seria interessante procurar construir um modelo de RNA a partir de algoritmos de otimização diferentes dos utilizados, de forma a testar outros algoritmos e comparar os seus resultados.

Além disto, também seria interessante testar a capacidade de classificação de outros métodos de classificação. Assim, sugere-se que se teste o método de árvores de decisão para resolução do problema de classificação de crédito do Grupo Nors, de forma a comparar os seus resultados com os apresentados neste trabalho.

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No documento Modelos de classificação e definição de montante de crédito de clientes : caso do Grupo Nors (páginas 117-123)