Key words: aviation insurance; airlines; jets; wars.
Palavras-Chave: seguro aeronáutico; companhias aéreas; jato; guerras.
Recommended Citation Resumo
Após os ataques de 11 de setembro, o governo dos Estados Unidos tornou-se um fornecedor de seguro aeronáutico contra risco de guerra (AWR) para as companhias aéreas, bem como um ressegurador de seguros comerciais. Neste artigo foram examinadas, quantitativamente, as consequências deste fornecimento. O AWR é basicamente direcionado às aeronaves de grande porte (jatos widebody e jumbo); aeronaves menores, como o Embraer 195, são menos sujeitas à sofrerem danos que excedam os $50 milhões de dólares dedutíveis pelo AWR. As aeronaves de grande porte são, também, as únicas capazes de criarem uma responsabilidade de longo prazo do governo através do seu resseguro comercial. O risco assumido pelo governo norte-americano tendo em vista o seu envolvimento com seguro pode alcançar os muitos bilhões de dólares. Este nível de risco pode criar um perceptível incentivo financeiro para que o governo force as companhias aéreas comerciais a tomarem medidas e procedimentos de segurança mais invasivos aos passageiros. Desta forma, o fornecimento do seguro governamental pode criar um conflito de interesses que infringe na liberdade civil dos usuários do transporte aéreo.
Freitas, P. J. (2013) Aviation war risk insurance and its impacts on US passenger aviation. Journal of Transport Literature, vol. 7, n. 2, pp. 268-283.
* Email: [email protected].
Research Directory
Submitted 8 Jun 2012; received in revised form 16 Jul 2012; accepted 4 Aug 2012
Aviation war risk insurance and its impacts on US passenger aviation
[Seguro aeronáutico contra risco de guerra e impactos na aviação comercial Norte Americana]
Technology Consult, United States
Paul J. Freitas*
Abstract
In the aftermath of the September 11 attacks, the United States government became a supplier of aviation war risk (AWR) insurance for airliners, as well as a reinsurer for commercial insurance. Here we quantitatively examine the consequences of these offerings. The AWR offering is primarily needed for widebody and jumbo jets; smaller aircraft like the Embraer 195 are far less capable of creating damage in excess of the $50 million AWR deductible. Widebody and jumbo jets are also the only aircraft capable of creating long-term government liability through its commercial reinsurance. The US government's assumed risk through its insurance involvement can reach into the hundreds of billions of dollars. This risk level can create a perceived financial incentive for government to force airline passengers through invasive and dangerous search procedures. Thus, governmental insurance offerings can create a conflict of interest that infringes air passengers' civil liberties.
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Vehicle Typical
passenger capacity
Fuel capacity (liters)
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Bombardier CRJ700 75 11,028 $2.74
Bombardier Q400 78 6,526 $1.62
Boeing 717-200 106 13,903 $3.45
Embraer 195 122 16,153 $4.01
Boeing 737-700 149 26,020 $6.46
Airbus A320-200 150 30,190 $7.50
Boeing 767-200ER 181 63,000 $15.65
Boeing 747-8 467 229,980 $57.13
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