L. Volokhova, PhD in Economics, Associate Professor, O. Evseenko, PhD in Economics, Associate Professor Taras Shevchenko National University of Ky v, Ky v, Ukraine
SUSTAINABLE INSURANCE AS A KEY FACTOR OF SUSTAINABLE DEVELOPMENT SUPPORT
The role of the insurance sector in the sustainability development support was determined and the possible measures of economic and social loss reduction, based on risk management, risk transfer, and sustainable investment, were proposed. A crucial necessity of the community resil-ience improvement and cooperation with other stakeholders was indicated. Sustainable insurance sector plays a determinant role in the process of sustainable development as it possess vital leverages to enable and facilitate community resilience, and, therefore, to reduce the possible loss from Economic, Social and Governance issues (ESG issues). First of all, this could be achieved by the means of proper risk management, namely risk assessment and risk reduction. Second, risk transfer will help communities to cope with actual damage made and cover the loss. Finally, sustain-able investment activity may be used to make sure that business sector respects the key principles of sustainsustain-able development in its day-to-day activity. Cooperation with all the stakeholders of sustainable development, especially governments and communities, will help to develop a better expertize of risk management and create more effective tools for risk reduction. Implementing principles of sustainable investment into the core of their business values, insurance companies are likely to enjoy the improvement of their image and status, higher quality of their investment portfo-lio, and smaller refund sums payed on claims.
Keywords: sustainable insurance, sustainability development, sustainable investments, risk management, risk transfer, Principles for Sustain-able Insurance, community.
Bulletin of Taras Shevchenko National University of Kyiv. Economics, 2015, 3(168): 25-31 338.2
JEL G7
DOI: dx.doi.org/ 10.17721/1728-2667.2015/168-3/4
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S. Berezina, PhD in Economics, Associate Professor Taras Shevchenko National University of Kiev, Kiev, Ukraine
MODERN TRENDS IN REFORMING OF SOCIAL INSURANCE IN UKRAINE
In this article an analysis of social insurance in social infrastructure in Ukraine was made. The main problems of social maintenance were dis-tinguished. Priorities goals for social insurance funds were set. The forecast results of consolidation social insurance funds was made. Develop-ment issues of current social insurance system were researched and the main problems of proposed reforms were found. Diagnostic of results for the modernizations of social sphere by the effectives criteria was held. Optimization options of the process of reforming the national system of social insurance were made.
Keywords: social insurance, social maintenance, compulsory state social insurance, Pension Fund of Ukraine.
Bulletin of Taras Shevchenko National University of Kyiv. Economics, 2015, 3(168): 31-37 368
JEL G22
DOI: dx.doi.org/ 10.17721/1728-2667.2015/168-3/5
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