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Life insurance

Models of Non-Life Insurance Mathematics

Models of Non-Life Insurance Mathematics

... In this communication we will discuss two regression credibility models from Non – Life Insurance Mathematics that can be solved by means of matrix theory. In the first regres- sion credibility model, ...

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Modelling home equity conversion loans with life insurance models

Modelling home equity conversion loans with life insurance models

... a life insurance policy issued by a certain insurance ...The insurance company must determine the present value of the payment of a unit of money which follows the death of the insured at an ...

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Master’s Final Work Dissertation Determinants of the Non-Life Insurance Performance

Master’s Final Work Dissertation Determinants of the Non-Life Insurance Performance

... of insurance companies were regarded as safe heavens, therefore sales ...traditional life insurance proves to be resilient for the same reason, and strict regulations have forced this type of ...

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Analysis of the life insurance market in the Republic of Macedonia

Analysis of the life insurance market in the Republic of Macedonia

... of insurance penetration in the Republic of Macedonia ...on life insurance per capita, which still indicates the low level of life insurance in the Republic of ...capita life ...

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COMPARING OF DEPOSIT MODEL AND LIFE INSURANCE MODEL IN MACEDONIA

COMPARING OF DEPOSIT MODEL AND LIFE INSURANCE MODEL IN MACEDONIA

... Subject of this researching is the attitude of the insured persons who voluntarily have additional insurances or more precisely, life insurance. The results of this research are only one part of a more ...

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Financial guarantees in Brazilian life insurance and pension plans

Financial guarantees in Brazilian life insurance and pension plans

... of life insurance and pension products, precisely in terms of identifying financial sources of risk formerly treated in a deterministic and sometimes, overly conservative ...

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DEVELOPMENTS AND TRENDS IN THE LIFE INSURANCE MARKET IN ROMANIA

DEVELOPMENTS AND TRENDS IN THE LIFE INSURANCE MARKET IN ROMANIA

... another insurance specific indicator is calculated as the ratio of gross written premiums to total ...lei/capita). Life insurance sector did not succeed to influence the overall improvement of ...

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I NTERNSHIPR EPORT E

I NTERNSHIPR EPORT E

... the Life insurance contracts that can be found in the market with the scope and granularity of information that is available to supervisors, one is forced to assume some simplifying hypothesis, such as ...

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Serbian insurance market: Select issues

Serbian insurance market: Select issues

... the life insurance market are typical for a poorly developed market, in which life insurance has a small ...non-life insurance, there is an upward trend for these indicators, ...

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M ASTER IN A CTUARIALS CIENCE M ASTER ´SF

M ASTER IN A CTUARIALS CIENCE M ASTER ´SF

... of life insurance mathematics is first given (Dickson et ...one life and for multiple lives (Hoem ...for life insurance product development (Ramlau-Hansen 1990 and Norberg 1992b) and ...

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DENSITY AND PENETRATION INSURANCE ON ACCIDENT & HEALTH PREMIUMS IN FUTURE IMPLEMENTATION OF SOLVENCY II – EMPIRICAL STUDY

DENSITY AND PENETRATION INSURANCE ON ACCIDENT & HEALTH PREMIUMS IN FUTURE IMPLEMENTATION OF SOLVENCY II – EMPIRICAL STUDY

... general insurance penetration and density reveal that on an international platform, the developed nations are the ...expansion, life insurance penetration as well as insurance ...growth, ...

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P ROJECT I NVESTMENT STRATEGIES OF AN ON -L

P ROJECT I NVESTMENT STRATEGIES OF AN ON -L

... In this paper we propose an approach to define an investment strategy for a stylized non-life insurance company. The procedure involves multi-objective optimization, to generate a set of investment ...

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Microinsurance and the new middle class: income risk, social insurance and the demand for private insurance by low-income population

Microinsurance and the new middle class: income risk, social insurance and the demand for private insurance by low-income population

... private insurance by the low- income population? In the light of the economics literature, we did a brief conceptual description of the motivations behind the demand behaviour for different types of ...(self- ...

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ANALYSIS ON THE EVOLUTION OF INSURANCE SYSTEMS IN ROMANIA - THE PAST FIVE YEARS

ANALYSIS ON THE EVOLUTION OF INSURANCE SYSTEMS IN ROMANIA - THE PAST FIVE YEARS

... the insurance systems is divided in two categories: non-life insurance and life ...the insurance services, the client (the insured) pays a premium representing a share of the insured ...

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Development of Investment Activities of Commercial Insurance Companies in Slovak, Czech and Austrian Insurance Markets in 2004-2009

Development of Investment Activities of Commercial Insurance Companies in Slovak, Czech and Austrian Insurance Markets in 2004-2009

... commercial insurance companies is not determined only by the type of technical reserves (in life insurance the amount of funds is much bigger and this can be invested in long-term securities), but ...

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Insurance Contract, Just Compensation as Result of Insurance

Insurance Contract, Just Compensation as Result of Insurance

... Life insurance is diferent from asset insurance in that it does not purport to pay claims of damages but to provide ...support. Life insurance is designed to insure someone’s old age ...

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Statement by the representative of the PAHO/WHO Staff Association

Statement by the representative of the PAHO/WHO Staff Association

... In the case of life insurance, the S t aff Associa t ion has already taken ac t ions, with the collaboration of the Administration, to i n stitute an alternative life insurance program w[r] ...

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The insurance function of contracts

The insurance function of contracts

... the insurance companies will divide insurance applicants into categories deemed to correspond to differences in ...sorting life insurance applicants by age, health insurance applicants ...

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Análise da segurança e da efetividade do balão intragástrico em pacientes com obesidade

Análise da segurança e da efetividade do balão intragástrico em pacientes com obesidade

... O balão intragástrico (BIG) tem como objetivo o tratamento para pacientes obesos com 40% acima do seu peso ideal (definição dada pela Metropolitan Life Insurance, 1983, Weight and Fram[r] ...

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Tábuas de mortalidade para a população brasileira de segurados

Tábuas de mortalidade para a população brasileira de segurados

... Brazilian insurance market), as the as the new official standard tables for the Brazilian insurance ...of insurance coverage: survivorship (pertaining to old-age pensions) and death (risk products), ...

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